Richard G. Harris
CLU, ChFC
“Life brings you many surprises and you have to adapt”
Some of the challenges I’ve seen during my 35+ years in the industry include people who have lived too long, died too soon, have estate transition issues that have gone wrong or just not saved enough for retirement.
My job is to help you navigate through these various issues. I pride myself in being technically excellent. Many CPA’s and attorneys have turned to me over the years to be on a team that has solved tough issues for people like you.
I believe I’m best when challenged. For years I’ve been an avid athlete and bring a competitive spirit to my work. I want you to get a plan that helps you achieve your goals. I do this from your point of view and want to first collaborate with you to find a solution that helps you achieve whatever goal is important.
I’m finding that today most of my efforts are in the realm of retirement planning, both personal and in the 401(k) arena. The reality of investing is that markets don’t always go up. The history of the market has been marked with large declines as well as growth. Also, dealing with the issues of dying too soon, living too long and needing health care impacts retirement planning. We’ve had to change directions and regularly work together to modify plans and strategies to help achieve goals.
I see myself as a problem solver. This often means putting together a team of professionals to help you get an outcome that helps make your life better.
I love it when a plan comes together. I pride myself on competence and understanding what’s important to you as a person. The more I can understand you and your needs, the more you will trust me. At the end of the day, that’s what it’s all about: developing trust between you and I.
I am a registered representative with Kestra Investment Services, LLC and an Investment Advisor Representative with Kestra Advisory Services, LLC
Education:
Colgate University, BA
American College, Chartered Life Underwriter, Chartered Financial Consultant